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Update on Elvie

Elvie is 40 years old and married with three children. She works hard to provide for her family and runs a general store in the Philippines.

Elvie has been in this business for 15 years and has previously received funds through Kiva. This time she has requested a 50,000 Philippine pesos (PHP) loan through NWTF to buy more items for her store, like snack foods, soap, and other miscellaneous items.

Elvie aspires to save enough money to expand her business.

Previous Loan Details

Elvie is 38 years old and married with three children who are in school. Elvie works very hard to provide for them. Elvie runs a sari-sari store in the Philippines. She has been in this business for 14 years and sells a variety of items such as soap, sugar, canned goods, snack food, etc. ... More from Elvie's previous loan »

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 430
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Elvie to buy more items like snack foods and soap for her general store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 25, 2012
Currency Exchange Loss:
Aug 17, 2013