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08- Ts3 -06- Phú Sơn 2 Group
In this Group: Bình, Dung, Thú, Dung, Cúc
Mrs. Bình operates a food stall/restaurant selling beverages. She is requesting a loan to purchase beverages, candy, biscuits, yogurt and ice cream to resell.

Bình is 56 years old, and she is married with one child. Bình is the group leader of the 08-TS3-06-Phú Sơn 2 solidarity group, which consists of five members. She lives and works in Thanh Hoa city, an urban area in Thanh Hoa province.

This is Bình's first loan with Thanh Hoa Fund of Poor Women. Bình has been involved in this business for more than 10 years. The main hardship that Bình faces in her business is the lack of capital.

With her business profit, Bình hopes for her family to be healthy and happy, for her business to do well, and to build a new house.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,820.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 08- Ts3 -06- Phú Sơn 2 Group's $1,300 loan helped a member to purchase beverages, candy, biscuits, yogurt and ice cream to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 24, 2012
Currency Exchange Loss:
Sep 19, 2013