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Maria Ester

Update on Maria Ester

Maria Ester lives in the San Caralampio neighborhood of La Concepcion.

Together with her husband, she works selling clothing. She has more than 8 years of experience in this kind of work. Thanks to this they can put food on the table.

With this loan Maria will buy new products: shoes, children's clothing, young-adult clothing, and adult clothing.

With this new investment, Maria Ester will have greater revenue for home, her children will benefit more, and, above all, achieve her dream of better living conditions to give a greater security to her children.
View original language description ↓
La señora Maria Ester Habita en el Municipio de la Concepcion en el barrio de San Caralampio, junto a su esposo se dedican al comercio de venta de Ropa, tiene mas de 8 años de estar trabajando en este tipo de negocio y gracias a esto pueden llevar el alimento diara a su hogar. con este Financiamiento comprara nueva Mercaderia: Zapatos, Ropa para niños, Ropa para Adolecentes y Ropas para adultos. con esta nueva inversion doña Maria Ester tendra mejores ingresos para su hogar y sus hijos seran mas beneficiados y sobre todo por que ella sueña con tener mejores condiciones en su vida y brindarles mas seguridad a sus hijos.

Previous Loan Details

Maria Ester P. M. is 38 years old, is married, and lives in the San Caralampio neighborhood. She and her husband sell clothing and shoes, and have more than seven years’ experience earning a living in this way. They are asking for this loan so that they can invest in merchandise, such as clothi... More from Maria Ester's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Ester to buy clothing in bulk.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Sep 6, 2012
Currency Exchange Loss:
Sep 18, 2013