Day after day, Julio works in his small business as an iron worker. He makes doors, windows and other items out of wood and metal. He works about 8 hours a day, and he believes that his business is doing well because he is very responsible and has a great desire to get ahead.
Julio is very grateful for the Kiva lenders. Thanks to their help, he will be able to put down flooring in his home. Currently, he has an earthen floor. So the new flooring will improve his family's quality of life and he will be able to keep working every day toward making his greatest dream come true: "To finish building his home."
Día a día julio trabaja en su pequeño negocio como cerrajero, el elabora puertas, ventanas, entre otros a base de madera y metal; el trabaja alrededor de 8 horas al día, el cree que le va bien en su negocio porque es muy responsable y tiene muchas ganas de salir adelante.
Julio está muy agradecido con los prestatarios Kiva ya que gracias a su gran apoyo el podrá realizar la colocación de piso en su vivienda, ya que actualmente su piso es de tierra, así el podrá mejorar la calidad de vida de su familia y podrá seguir trabajando cada día para hacer realidad su más grande sueño:” Terminar de construir su casa”.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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