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Carlos Ismael

Update on Carlos Ismael

Carlos Ismael is 43 years old and married with three children. He lives with his wife and children in Ventanas Canton, Los Ríos province. The “Strength and Work” Communal Bank is located in “Caimito II” precinct in the Puerto Pechiche parish belonging to Pueblo Viejo Canton. This communal bank is engaged in short-cycle agriculture, planting corn, rice, and grandule beans. Carlos Ismael is engaged in farming. He plants corn, rice, and grandule beans and also raises animals. He buys and sells his products in Ventanas Canton. He is requesting the loan to purchase seeds and farming inputs such as urea, Matamonte herbicide, fertilizers, and weed killer to keep the crops in good condition. With the help of this loan, he will be able to carry out the expected planting without any problems. He faces many challenges with his crops such as blight caused by armyworms, locusts, and frost in the sown fields. His dream is to buy farming equipment. In his spare time, he enjoys playing soccer.
View original language description ↓
Carlos Ismael tiene 43 años de edad es casado tiene tres hijos, vive con la esposa y con los hijos en el Cantón Ventanas Provincia de los Ríos.

LA VRC ESFUERZO Y TRABAJO, se encuentra ubicada en el Recinto Caimito II, parroquia Puerto Pechiche Perteneciente al Cantón Pueblo Viejo, Esta Ventanilla se dedica a Labores Agrícolas de ciclo corto Siembra de maíz, arroz y frejol gandul.

Carlos Ismael se dedica a la agricultura a la siembra de maíz, arroz, fréjol gandul, además se dedica a la crianza de animales. Las compras y las ventas las realiza en el cantón Ventanas.

Solicita el Crédito para comprar semillas e insumos agrícolas como urea, mata monte, fertilizantes, veneno para la maleza para mantener en buenas condiciones los cultivos. Con la ayuda del credito podrá realizar la siembra esperada sin ningún tipo de problemas.

Enfrenta desfíos comó las plagas en los cultivos cómo el cogollero, la langosta y la lancha en los sembríos.
El sueño es poder comprar máquina agrícola. En el tiempo libre le gusta jugar futbool.

Previous Loan Details

Carlos Ismael M. P. is 42. He is married and lives with his wife in the Ventanas Canton, Los Rios Province. He has three children. The members of the V.R.C. Esfuerzo y Trabajo ["Effort and Work"] are located in the Campos Grandes neighbourhood belonging to the Pueblo Viejo Canton. The members ... More from Carlos Ismael's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Ismael to purchase seeds and farming inputs such as urea, Matamonte herbicide, fertilizers, and weed killer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 23, 2012
Sep 10, 2012
Currency Exchange Loss:
Feb 15, 2013