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Mohamed M
This is 45-year-old Mohamed. He is married, with three children, ages 22, 19 and 15 years, all in school.

In 1998, Mohamed established his pharmacy business. He began his business for self employment, and it is his only source of survival. Working 7 days a week and 13 hours a day, he earns about Le 720,000 every month from this business.

He would like a loan of Le 5,000,000. Mohamed has already received and successfully repaid two loans. He now requires a new loan in order to buy more medicines to stock. He hopes that this loan will enable him to increase his monthly profits by approximately Le 340,000.

In the future, Mohamed still musters the plan of building a back house, modernizing his drug store, and educating his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,315.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mohamed M to buy more medicines for his pharmacy.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 24, 2012
Currency Exchange Loss:
Feb 15, 2013