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Vule is an Egyptian woman living in a major city in central Albania, where there are 80,000 members of this vulnerable ethnic minority community. She is 57 years old.

Her children are all grown now. She receives no financial support from them because “they simply don’t have anything to offer me,” Vule said. She and her husband receive disability income, “yet it is impossible to live on it,” she continued.

For the past ten years, she has been selling used clothes and shoes and earned enough to feed herself. Now she wants to purchase more used items to increase sales and profits, in order to cover medical expenses.

This loan will be a great help to Vule and her husband. She is thankful to Kiva and VisionFund Albania staff for reaching out to the most vulnerable, like herself.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 25
    View loans »
    Albania Loans Fundraising
  • $3,015,550
    Funds lent in using Kiva
  • 111.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Vule to buy more used clothes and shoes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Aug 24, 2012
Currency Exchange Loss:
Feb 17, 2014