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Update on Isabel

Isabel is 38 years old. She is married, and from this beautiful relation she has three children. She is a native of the city of Abancay but she lives in the enchanting city of Cusco. She is a homemaker and works with great conscientiousness to care for her children and her husband. Her husband is a responsible and hard-working man who offers transportation services. At this time she needs the loan to maintain the car, that is, to buy tires and lubricants.

Isabel is receiving the loan as a member of the communal bank "Manos Juntas" (Hands Together), which meets monthly in Cusco. The city of Cusco is located 3400 meters above sea level in the Andes mountain range.
View original language description ↓
Isabel tiene 38 años de edad, es casada y fruto de esta hermosa relación tiene tres hijos, ella es natural de la ciudad de Abancay pero vive en la encantadora ciudad del Cusco. Ella es ama de casa y se dedica con mucho esmero a tender a sus hijos y a su esposo. Su esposo es un hombre responsable y trabajador que se dedica a brindar servicio de transportes. En esta oportunidad la socia requiere el préstamo para mantenimiento del carro o sea va comprar llantas y lubricantes.

Isabel está recibiendo el préstamo como un miembro del banco comunal "Manos Juntas", que se reúne mensualmente en el Cusco. La ciudad de Cusco se encuentra a 3.400 metros sobre el nivel del mar en la cordillera de los Andes.

Previous Loan Details

This member belongs to the “MANOS JUNTAS” ´Hands Together`community bank. The bank is located in the district of Cuzco, which belongs to the province and department of Cuzco. Her name is Isabel. She is 37 years old, married and has 3 children. She alternates her daily activities with the trans... More from Isabel's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Isabel to maintain the car by buying tires and lubricants.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 28, 2012
Currency Exchange Loss:
Dec 15, 2012