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Rushadije is a married woman with four children living in the Roma vulnerable ethnic minority community in the southwestern part of Kosovo.

Rushadije’s husband sometimes works for other people, helping with transporting goods in order to earn some income, and Rushadije receives a social pension to supplement his income. Many people from the Roma communities receive these kinds of pensions and live under extremely poor living conditions and lack access to proper health and nutritional care.

Rushadije’s family owns a small house that has not had any repairs or renovations in the last several years. The flooring in the front of the house is damaged and water, mud, snow, and rain enter the home due to this. The children often get sick during the cold and damp weather. The home is also therefore unable to retain the heat due to the draft that it causes and mold and other bacteria are able to grow and spread. It is very important for the health and well being of her family for them to be able to repair the floor and create a better living condition for the family to live comfortably in.

Rushadije requests a loan to pay for repairing the flooring in the front of her house.

The help from the Kiva lenders is greatly appreciated from the family.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 26
    View loans »
    Kosovo Loans Fundraising
  • $2,072,150
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rushadije to pay for repairing the flooring in the front of her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 24, 2012
Currency Exchange Loss:
Aug 17, 2013