A loan of $1,350 helped to pay for labor costs in rice production.


Edward's story

Edward is married and has two children aged between seven years and four months. He is requesting another Kiva loan after successful repayment of the previous loan. He wants to use this loan for paying labor costs. He has been a rice farmer for seven years. The profits from the business will be used to expand the area he has been using to more hectares for his rice production.
The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details