A loan of $650 helped to purchase used clothes and electrical appliances for sale.


Raif's story

Raif is a Romani man from one of the two most vulnerable ethnic minority communities of central Albania. He is 56 and married. Raif has only one child, a 19-year-old who never attended school.

Raif has been in the industry of selling used clothes for almost 15 years now and is somewhat happy. In addition to this, he has been purchasing used electrical appliances, repairing them himself and selling them later. Nobody else in his community or within the same entrepreneurial area provides repairing services. He has the talents of repairing electrical appliances and has been generating an income through this activity that he wouldn’t otherwise, he said.

Raif is applying for a loan from Kiva now through VisionFund Albania in order to purchase more electrical appliances and used clothes that will enable him to increase his profit. With the generated income, he plans on improving the family living conditions.

Raif wants to thank all lenders for their generosity and kindness.



Loan details


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Loan details