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Claudio Gerardo

Update on Claudio Gerardo

Claudio Gerardo is 40 years old and married. He lives with his wife and children in the Ventanas canton in the Los Ríos province.

The members of El Divino Niño communal bank are located in the Estero Lindo precinct in the Ventanas canton. This communal bank devotes itself to growing short cycle crops like corn and rice.

Claudio Gerardo grows corn and rice, and he buys his products in Ventanas.

He is requesting the loan to buy corn and rice seeds, fertilizer, insecticide, urea, and Ranger for weeds. The support of the loan will help him financially to supply his necessities.

His dream is to have money in order to help his children.

In his free time he likes to play sports and do household chores.
View original language description ↓
Claudio Gerardo tiene 40 años de edad, Es casado vive con la esposa y con los hijos en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. EL DIVINO NIÑO, se encuentra ubicada en el recinto Estero Lindo, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembre de maíz y arroz.

Claudio Gerardo se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Ventanas.

Solicita el crédito para compra de semillas y a bonos de maiz y arroz, insecticidas, urea, ranger. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. El sueño es tener dinero para ayudar a los hijos.

En el tiempo libre le gusta practicar el deporte y hacer quehaceres domésticos.

Previous Loan Details

Claudio Gerardo is 39 years old. He is married and lives with his wife and his children who are 17, 15 and 10, in the canton of Ventanas in Provincia de los Ríos. The members of the rural communal bank EL DIVINO NIÑO (The Divine Child) are located in the precinct of Estero Lindo in the canton ... More from Claudio Gerardo's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Claudio Gerardo to buy corn and rice seeds, fertilizer, insecticide, urea, and Ranger for weeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 23, 2012
Aug 28, 2012
Currency Exchange Loss:
Feb 15, 2013