A loan of $350 helped to buy stocks of groceries for her store.


Sarmila's story

Sarmila is 32 years and married, with two children, aged 13 and 6.

In 2005, she established her grocery store business. Working 7 days a week and 12 hours a day, she supports her family. She has already received and successfully repaid seven loans from Patan BPW. She used her most recent to buy grocery goods for her business.

In the Kathmandu Valley, small grocery stores like hers are called pasals. They are an important part of the local economy. Fresh produce, milk, and staples such as rice, lentils, and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margains.

By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce, and shrewd businesswomen.

In the future, Sarmila plans to uplift the economic condition of her family. She thanks you for your support.



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Loan details