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Joaju Group
In this Group: Lilian, Clara, Sonia, Rosa, Maria, Cyntia, Marcia, Pelagia, Blanca, Zunilda, Nilda*
* not pictured
The “Joaju” committee has 11 female members who carry out a variety of activities; it’s a very young group in its first cycle. Sonia is a manicurist and has a small clientele formed but wants to increase the number of her weekly customers thus increasing her income level and perhaps even being able to hire assistants to help do the work. She needs to buy more nail polish and other manicure products which is why she’s requesting the loan.
View original language description ↓
El comité Joaju esta integrado por 11 mujeres que se dedican a actividades diversas, es un grupo muy joven que se encuentra en su 1er ciclo.
La señora Sonia es manicurista y ya tiene una pequeña clientela formada pero desea aumentar el número de clientes semanales y así aumentar su nivel de ingreso e inclusive poder contratar ayudantes para realizar esta actividad.
Para ello, necesita comprar mayor cantidad de esmaltes y de productos propios de la manicura, es por ello que solicita el crédito.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 49
    View loans »
    Paraguay Loans Fundraising
  • $38,032,600
    Funds lent in using Kiva
  • 4,435.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Joaju Group's $1,400 loan helped a member to buy manicure supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 23, 2012
Aug 28, 2012
Currency Exchange Loss:
Mar 15, 2013