A loan of $1,150 helped to buy dough, flour, oil, meat, cheese, and olives.


Laura's story

Laura is part of Mirando hacia un Futuro Mejor Communal Bank in the city of Talca. For 10 years she has worked in the area of sales stalls (kiosks) and bakeries (sopaipillas; tortillas; and cheese, shellfish, and ground beef and onion empanadas). Laura works every day from 6 in the morning until 12 midnight. She works at home and sometimes in the markets because she has people working in her stalls. She buys her merchandise in various supermarkets, distributors, and shops where she finds flour at low cost, which is economically advantageous. With the loan she will buy dough, flour, oil, meat, cheese, and olives. One of Laura's business goals is to get ahead with her business, giving work to people who need it. Thanks to starting her business she managed to buy a truck with which she goes out to deliver or buy her empanadas. She bought a plot of land where she installed her place, which has brought great satisfaction to her family life and her working life. Laura lives with her husband and her 20-year-old son who works. Her personal dream is to be able to travel. Her family dream is for those around her to have a good life and be healthy, to continue giving work to those who need it, and to be able to exchange the truck so her daughter can drive it to deliver empanadas. She is very happy about and grateful for the help and support offered by Fondo Esperanza because it has allowed her to invest in her business. She also comments that she feels good in the company of the other entrepreneurs of the communal bank group because they share various activities and interests. With regard to the trainings offered in the meetings, she has learned to better manage her business. Talca is in the Maule region, located in the central part of the country. It is the administrative, economic, and cultural center of the region, being the most important city in the Central Valley of Chile. There is a curious allusion to Talca in Chile, the expression "Talca, Paris, and London." Among the many myths about the matter, some say that it derives from something an English person once said, "Talca looks like London" [Spanish "parece" 'looks like' and "París" 'Paris' sound alike] because of the abundant fog that frequently covers the city in the winter season, similar to the capital of the United Kingdom.

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Translated from Spanish by Kiva volunteer Catharine Wall



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