Currently she is earning income, as she sells clothing and accessories for both sexes; working more than 10 hours a day, as she must help with her family's expenses for basic services.
She needs the loan for the purchase of a laptop, as she wishes to study computing, and this will help her a great deal with her practice assignments.
Tereza's dream is to be a professional and improve her income, so that she can become independent and improve her quality of life.
It is the first time that she has applied for a loan from IMPRO and Kiva
Actualmente percibe ingresos ya que se dedica a la venta de ropa y accesorios para ambos sexos, trabajando por más de diez horas al día ya que debe ayudar con los gastos de servicios básicos de su familia.
El crédito lo requiere para la compra de una Lap Top ya que desea estudiar computación y esto le será de mucha ayuda para sus prácticas.
El sueño de Tereza, es ser profesional y mejorar sus ingresos para poder independizarse y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
More information about this loan
IMPRO has been offering education loans through Kiva since June of 2011 to cover partial or complete expenses related to secondary and higher education. The Bolivian government offers little support for higher education lending in the country, and universities cannot provide enough funding (either in grant or loan form) to satisfy student demand. By supporting this loan, you're enabling access to education for students with limited options.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
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