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Kentygal I.'s Group
In this Group: Kentygal I. , Moses A., Mariama M.
Salone Microfinance Trust (SMT), a partner of in Makeni, Northern Sierra Leone, is pleased to present to you this group of teachers from a primary school in Kenema, Eastern Sierra Leone. Their school was founded in 2002 and currently has an enrollment of 300 pupils and 6 employees.

This is the second loan from Kiva lenders to benefit the teachers of this noble institution. The previous Kiva loan created a lot of improvements in these borrowers' lives. Having repaid that loan successfully, they are requesting a new loan in order to further assist them to meet certain financial challenges that cannot be met by their salaries.

This time, Kentygal is the featured borrower for this group of teachers. Born in Va’aha, Eastern Sierra Leone, 40-year-old Kentygal has been in the teaching profession for 13 years. He is married and has 4 children – 2 in secondary school and 2 in college. Kentygal is going to use his share of this loan to buy house building materials such as corrugated iron, sand, cement, rods, etc. to construct a family home.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $9,977,925
    Funds lent in using Kiva
  • 4,360.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Kentygal I.'s Group's $925 loan helped a member to buy house building materials such as corrugated iron, sand, cement, rods, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 23, 2012
Currency Exchange Loss:
May 18, 2013