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Naile is 42 years old and lives in a small village in the Tetritskaro district. She lives with her children (18 and 15 years old) and a grandfather. Naile’s grandfather is a pensioner. Her son attends the village school and her daughter helps Naile to run their dairy business. The family has three milking cows. They produce cheese and sell it locally. Besides this business, Naile works as a worker to earn additional income. She is a very hard-working woman with a great desire to get ahead.

Naile requested a loan to purchase food for her livestock. With this loan, she will purchase hay, which will be used for feeding the cows during the fall and winter seasons. Since the cows will be fed properly in winter, they will give a planned amount of milk to the family. Naile will sell her dairy products and increase the income of her family. She will be able to realize her dream of giving her family a better quality of life.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Naile to purchase food for her livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Aug 23, 2012
Currency Exchange Loss:
Sep 17, 2013