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Celso is married and has one son who attends school. He owns the home where he lives with his family and he does not support anyone else. He is on the teaching staff of the Ministry of Education. With this loan he will purchase construction materials (sand, cement, iron, stones, etc.) to continue construction on his home. In the future he hopes to finish his home and complete college. For this reason he promises to make his payments on time, in order to request additional loans from Hluvuku. His challenge is to complete his education and grow professionally.
View original language description ↓
Casado e pai de 1 filho que frequenta a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É docente e quadro do Ministério da Educação. Com este empréstimo pretende comprar material de construção (areia, cimento, ferro, pedra, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e concluir o ensino superior, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua formação superior e crescer profissionalmente.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Celso to purchase construction materials (sand, cement, iron, stones, etc.) to continue construction on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Sep 1, 2012
Currency Exchange Loss:
Feb 17, 2014