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Paulo is married and has one school-aged son. He lives with his family in a home they own and is not financially responsible for anyone else. He works as a forest inspector. He plans to use this loan to buy construction materials (sheet metal, beams, doors, cement, etc.) to continue building his house. In the future he hopes to finish his house and improve his working condition. He is committed to paying off this loan so he can apply for further loans from Hluvuku. His greatest challenge is working very far from home, because of which he can sometimes grow very hungry and thirsty.
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Casado e pai de 1 filho que frequenta a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Trabalha como fiscal da floresta. Com este empréstimo pretende comprar material de construção (chapas de zinco, barrotes, porta, cimento, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e melhorar as condições de trabalho, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar muito longe de casa o que o leva a passar fome e sede.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Paulo to buy construction materials (sheet metal, beams, doors, cement, etc.) to continue the work on his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Sep 1, 2012
Currency Exchange Loss:
Mar 27, 2014