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Hien's Group
In this Group: Hien, Hien, Huong, Thuong, Nga
Hien is 46 years old. She has three adult children. She sells noodles and rice for a living. From her small business, Hien gains 3,500,000 VND a month. She has taken part in SEDA's loan program since 2011. In her last loan cycle, Hien borrowed 5,152,000 VND and repaid this loan on time. In this loan cycle, she wants to borrow 7,392,000 VND to buy more noodles and rice to sell. She wants to improve her family's living standards.

Other members which are part of Hien's Group include the following:
- Hien - Hien is 33 years old. She wants to borrow 7,392,000 VND to sell pork salad
- Huong - Huong is 27 years old. She wants to borrow 7,392,000 VND to recycle metal scrap
- Thuong - Thuong is 26 years old. She wants to borrow 7,392,000 VND to raise chickens for sale
- Nga - Nga is 31 years old. She wants to borrow 5,152,000 VND to improve her family's living standards

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 127
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hien's Group's $1,675 loan helped a member to buy more noodles and rice to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Sep 21, 2012
Currency Exchange Loss:
Aug 17, 2013