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Pa is 56 years old and married with single children, one of whom is employed in a garment factory. The rest of the children are still attending local schools. Pa and his wife are raising their children in a small village in Reussey Keo district. To earn a living, Pa is a paid worker in a metal shop in his village as his second business, generating around 3.00 USD per day. Rice farming is his first business.

Pa would like to fix his present house partially because it is decayed and suffers from the weather. Consequently, it seems hard for his family to live in any longer. To deal with the problem, Pa is seeking a loan to add to his savings to renovate his house. He hopes that he can have a suitable house and provide comfortable living conditions for his wife and children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Pa to renovate his house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Sep 1, 2012
Currency Exchange Loss:
Oct 17, 2013