Tolotea is 25 years old, married and has two children. For the last four years, she has run a small plantation where she earns a living by growing taro and bananas. She has requested a loan to buy supplies for her farm, including fertilizer, a plant sprayer and a wheelbarrow. She has been a member of SPBD since 2009 and plans to use her profits to expand business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.