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Lang is a farmer residing in Baray district with her spouse and two her of children. Her oldest daughter is employed and temporarily living in Phnom Penh. Lang is 42 years of age and she has spent most of her lifetime growing rice and vegetables on a few hectares of farmland, where she can earns a decent income to pay for daily costs and allowances for her two school-aged children.

Lang is eager to have a suitable house for her family, as her present house was broken partly due to its longstanding age. In addition, it does not seem comfortable for her family to live in any longer. So now, she decided to borrow a loan of 2,000,000 KHR to add to her own savings to renovate her shelter. She will purchase more wallboard and floorboards and pay for construction costs.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lang to purchase more wallboard and floorboards and pay for construction costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Sep 1, 2012
Currency Exchange Loss:
Jun 26, 2013