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Tereza runs a shop where she trades flowers, gifts, wedding dresses, and accessories. Tereza started this business in 2010. Due to good service, Tereza has gained her customers love and support and significantly expanded the business. Now Tereza wants to add more variety of goods to her shop. With the requested amount, she will purchase flowers, gifts, and wedding dresses. This will help Tereza attract more clients and stay competitive in the market.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Tereza to pay for flowers, gifts, and wedding dresses.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Aug 23, 2012
Currency Exchange Loss:
Sep 22, 2012