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Chekmach's Group
In this Group: Chekmach, Sokheng, Sokhorn
Chekmach is a 32-year-old mother of three children living in a rural area of the Dambe district, Cambodia. All of her children are still studying in the local area. She and her husband are peasants who have been planting cassava as their main business for twelve years. The current business earns her about 13,000 KHR per day and they can save about 7,000 KHR each day after expenses. The main challenge for her family's business is the decrease of cassava's price, which has affected her family's income.

This is the first micro loan for Checkmach's group of three members who are all female. As the leader, she and the other two members are applying for a loan of 1,000,000 KHR each. She will use her portion to buy fertilizers for her plantation and use a portion of it to spend on labor. She hopes to grow her cassava business and earn more income to better her family's living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,862,000
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chekmach's Group's $750 loan helped a member to buy fertilizers for her plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 20, 2012
Aug 22, 2012
Currency Exchange Loss:
Apr 17, 2013