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View original language description ↓
Maruja has been a member of the “Morenita II” Communal Bank for two years. She is 32 years old and has a nine-year-old son.

Currently Maruja sells groceries and beverages from a rented locale, something she’s been doing for eight months. Besides that, she is also a beauty consultant and sells cosmetics from a catalog on credit to her friends and family.

Maruja needs a loan for $1,100 which she will use to stock her businesses with more products like garden and root vegetables, meat and clothing that she will bring from Lima.

She plans to use her savings to pay for her son’s education and to grow her business. Maruja dreams of owning her own home, economic stability, a bigger business and to provide a good education for her children.

Translated from Spanish by Hugh Yarbrough, Kiva Volunteer.

Maruja es socia del Banco Comunal Morenita II hace 2 años.

Maruja es conviviente, tiene 32 años y 1 hijo varón de 9 años, Maruja vende abarrotes y bebida en un local alquilado, actividad que inició hace 8 meses. Además Maruja es consultora de belleza, vende cosméticos por catalogo al crédito a amigos y familiares.

Maruja necesita un préstamo de 3000 soles, dinero que será invertido para surtir sus negocios con más productos como la compra verduras, tubérculos, carnes y ropa que traerá de la ciudad de Lima.

Sus ahorros lo utilizará en la educación de su hijo y para incrementar el capital de su negocio.
Los sueños Maruja son tener casa propia, estabilidad económica, un negocio más grande y brindar una buena educación a sus hijos.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Maruja purchase more products like vegetables, bulbs and meat in addition to clothing from Lima.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 12, 2008
Apr 27, 2008
Currency Exchange Loss:
Dec 15, 2008