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Reyna's Group
In this Group: Reyna, Sandra, Lidia, Yari , Manuel
The group is made up of five hard-working and entrepreneurial people. One of them is Reyna Margarita, who makes a living through the sale of clothing as a street vendor. She began with the sale of costume jewelry and under clothing.

The other members are Yari, who sells food for breakfast and lunch, and fried snacks for the evening; Lidia, who sells soda; Sandra, who sells plantains and nacatamales; and Manuel, who sells foodstuffs and natural medicines.
View original language description ↓
El grupo lo conforman cinco personas trabajadoras y emprendedoras una de ellas a Reyna Margarita quien se dedica a la venta de ropa de manera ambulante los departamentos. Ella inicio con el comercio de bisutería y ropa íntima.
Las otras integrantes son Yari quien vende comida desde desayunos, almuerzos y fritanga en la noches, Lidia vende gaseosa, Sandra vende plátanos y nacatamales y Manuel quien vende productos alimenticios y medicina natural.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Reyna's Group's $1,200 loan helped a member to buy merchandise consisting of costume jewelry and clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Sep 1, 2012
Currency Exchange Loss:
Jan 19, 2013