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Darwin Stalin

Update on Darwin Stalin

Darwin Stalin, age 25, is single and has no children. He lives with his parents in Ventanas in the Los Riós province. He is a member of the La Union communal bank. It is located in the Aguas Frías district, which is In the Ventanas canton. This communal bank devotes itself to growing short cycle corn, rice, and beans.

Darwin Stalin grows corn, and he also works husking corn for other people. He makes his purchases and sales in Ventanas.

He is requesting the loan to buy urea, insecticides, liquid weed killer, and fertilizers. With the help of the loan he will be able to buy liquids for pest infestations. The challenges he faces are the infestations from worms and “alangostas”. His dream is to be able to buy a farm.

In his free time he likes to go shopping.
View original language description ↓
Darwin Stalin tiene 25 años de edad es soltero no tiene hijos, vive con los papás en Ventanas provincia de los Ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Darwin Stalin se dedica a la Agricultura a la siembra de maíz además trabaja desojado maíz de otras personas. Las compras y las ventas lo hace en ventanas.

Solicita el crédito para comprar urea, insecticidas, líquido para maleza, abonos. Con la ayuda del crédito podrá comprar los líquidos para las plagas.

Los desafíos a los que se enfrenta son las plagas como la alangosta y el cogollera. El sueño es poder comprar una finca.

En los tiempos libres le gusta salir de compras.

Previous Loan Details

Darwin Stalin is 24 years old. He is single living with his mother in Vantanas Canton, Los Ríos Province. The “La Unión” (Unity) communal bank is located in Aguas Frías de Medellín which belongs to Ventanas Canton. The members of this communal bank are short cycle corn, rice and pigeon pea f... More from Darwin Stalin's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Darwin Stalin to buy urea, insecticides, liquid weed killer, and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2012
Aug 27, 2012
Currency Exchange Loss:
Feb 15, 2013