Celso is 59 years old and is single with no children. He lives with his parents in Chimbo. He makes a living with a shoe store but he needs the loan money for personal consumption. In the past the loans have helped him buy what he needs.
Celso´s dream is to have money to buy his own house. In his free time he likes to go out with his friends to talk.
CELSO TIENE 59 AÑOS DE EDAD ES SOLTERO VIVE CON LOS PADRES NO TIENE HIJOS VIVE EN CHIMBO
EL SE DEDICA A LA ZAPATERIA PERO EL DINERO DEL CREDITO NECESITA PARA LA COMPRA DE BIENES DE CONSUMO EL CREDITO LE AYUDADO HA CONPRAR LO QUE NECESITA EN EFECTIVO.
EL SUEÑO DE CELSO ES TENER DINERO PARA COMPRAR UNA CASA PROPIA.
EN LOS TIEMPOS LIBRES LE GUSTA SALIR CON LOS AMIGOS A CONVERSAR.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!