A loan of $325 helped to pay for labor costs.


Ildeblande's story

Ildeblande is aged 50. He is married and has four children aged between 9 and 17. He is married to a farmer and he has been a rice farmer for 8 years. He wants the loan to use in the rice production to pay for labor costs and fertilizer. With the profits from the business he will be paying for medical insurance for his family members and school fees for the children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details