A loan of $6,575 helped a member comprará confort, aceitunas, cebollas, harina, aceites, mantequilla para abastecer su bazar.


Juntos Podemoa 2.0 Group's story

The “Juntos Podemos” 2.0 Communal Bank is comprised of 15 entrepreneurs who are dedicated to various trades including owning a grocery store, selling “sopaipillas” (a type of pastry or quick bread), tea, and coffee, selling fast food, exhibiting merchandise at fairs, running a bazaar, and other services. They all belong to the Conchalí commune, located in Santiago.

Nuvia, a member of the communal bank, is in the photo standing fourth from the right. She is wearing a coffee-colored jacket, and has long, blond hair that she is wearing loose.

She has been engaged in running a bazaar for three years. She says that she works at home with her mother’s help. She works from Monday to Sunday from 8:00 am to 9:00 pm. She buys the merchandise and supplies that she needs from supermarkets and distributors at low cost, so her business is profitable. One of Nuvia’s purposes for the loan is to stock her business with as much selection as possible in order to generate more income, and provide for her family’s welfare.

Nuvia lives with her mother, who helps her with the bazaar sales, and her brother and sister who are working. On a business level, her dream is to make her bazaar successful and have a grocery store with all the products and dairy that her customers frequently need.

She is very happy and grateful for the opportunity offered by Fondo Esperanza because their help will allow her to invest in her business. Regarding her membership in the communal bank, she says that there is good communication within the group and the training has helped her learn new sales strategies and bookkeeping.

Conchalí is a commune in the metropolitan region to the north of Santiago, the capital of Chile. (Conchalí and Santiago are both located in the metropolitan region). It has a bounded industrial neighborhood, and many economic activities and small businesses including street markets, artisanal workshops, garages, bus terminals, and others. The small business sector is very important in her business.

In this group: Nuvia, Maria, Carmen, Elizabeth, Maria, Andres, Alexandra, Graciela, Karen, Palmenia, Maria, Yenny, Raquel, Fresia, Cecilia

Translated from Spanish by Kiva volunteer Eleanor Francoletti-Putz



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