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Jimmy Omar

Update on Jimmy Omar

Jimmy Omar is 20 years old. He is single with no children. He lives with his brother and his mother in Ventanas, in the province of Los Ríos.

He is a member of the Union Communal Bank located in Recinto Aguas Frías, belonging to the canton of Ventanas. The members of this communal bank are dedicated to growing corn, rice, and beans.

Jimmy Omar works in agriculture planting corn and he also raises animals such as chickens and pigs and later sells them. The buying and selling of agricultural products take place in Ventanas.

He is asking for a loan to buy corn seeds, and to buy products such as urea, liquid weedkiller, and fertilizer. Through this loan he will be able to buy farming supplies. His dream is to continue working in order to have more income.

In his free time he likes to go for a walk.
View original language description ↓
Jimmy Omar tiene 20 años de edad es soltero no tiene hijos, vive con el hermano y la madre en Ventanas provincia de los ríos.

Es integrante de la VRC LA UNION, se encuentra ubicada en el Recinto Aguas Frías, Perteneciente al cantón Ventanas, esta Ventanilla se dedica a labores Agrícolas de ciclo corto siembra de maíz, arroz, frejol.

Jimmy Omar se dedica a la agricultura a la siembra de maíz y además cría animales como pollos y cerdos para después venderlos, Las compras y las ventas de los productos agrícolas lo hace en ventanas.

Solicita el crédito para comprar semillas de maíz, comprar productos cómo urea, liquidos mata maleza, abonos agrícolas. Con la ayuda del crédito podrá comprar productos agrícolas. El sueño es seguir trabajando para tener más ingresos.

En el tiempo libre le gusta salir de paseo.

Previous Loan Details

Jimmy Omar is 19 years old. He is single and lives with his mother and one brother. He has no children. He lives in the canton of Ventanas, in Los Ríos province. The members of "LA UNION" communal bank come together in the Aguas Frías de Medellín neighborhood, which belongs to the canton of V... More from Jimmy Omar's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Jimmy Omar to buy corn seeds and products such as urea, liquid weedkiller, and fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2012
Aug 26, 2012
Currency Exchange Loss:
Feb 15, 2013