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Uulkan is 47 years old, married and is a mother of two children. In search of a source of income for her family, she started her own business in sales of children's and school clothing in 2009 with an initial sum of 30,000 som (KGS). Thanks to persistence and hard work, Uulkan was able to develop her business to have a monthly income of 15,000 som (KGS). Today, there is not an abundance of merchandise variety, and this is why Uulkan requested a loan in the amount of 70,000 som (KGS) from the "Bai-Tushum and Partners" company to purchase school uniforms prior to the start of the school season. She plans to invest the earnings from the loan into business development because she plans to educate her son at a university.
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Уулкан 47 лет, замужем, мать 2 детей. В 2009 году, в поисках источника дохода для своей семьи, Уулкан начала свой бизнес в торговле детской и школьной одеждой со стартовой суммой в 30,000 сом (KGS). Благодаря настойчивости и упорному труду, Уулкан сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Уулкан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на закуп школьной одежды к открытию школьного сезона. Доходы от кредита Уулкан планирует вложить в развитие бизнеса, так как планирует обучить сына в ВУЗе.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Uulkan to purchase school uniforms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 10, 2012
Aug 22, 2012
Currency Exchange Loss:
Sep 17, 2013