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Makhburat is 40 years old and raising four children. To provide the primary source of income for her family, she is involved in animal husbandry and farming. The business, started thirteen years ago with an initial sum of 1,000 som (KGS), today contains one dairy cow with offspring and 2.04 hectares of irrigated land, where she grows cotton, corn and rice. The monthly profit from the business amounts to about 10,000 som (KGS). In order to further develop her business, Makhburat requested a loan in the amount of 80,000 som (KGS) from the "Bai-Tushum and Partners" company to buy dairy cows in order to increase milk volumes and sales of dairy products. She plans to invest the earnings into a continued expansion of her business in order to have an ability to pay for her children's education.
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Махбурат 40 лет, воспитывает 4 детей. Махбурат в качестве основного источника дохода для семьи занимается животноводством и растениеводством. Начатое 13 лет назад со стартовой суммы в 1,000 сом (KGS) хозяйство имеет на сегодня 1 дойную корову с приплодом, 2,04 га орошаемой земли, где выращивает хлопок, кукурузу и рис. Ежемесячная прибыль от хозяйства составляет около 10,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Махбурат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дойных коров для увеличения надоев молока и повышения продаж молочной продукции. Доходы Махбурат планирует вложить в дальнейшее увеличение хозяйства, чтобы иметь возможность оплатить учебу для детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 55
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Makhburat to purchase dairy cows.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 22, 2012
Currency Exchange Loss:
Dec 17, 2013