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Izolda is 54 years old and lives in a small village in the Martvili district. She is married and lives with her husband. Izolda and her husband earn a living through an agricultural business. In particular, they have a plot of land where they grow nuts and persimmons. Izolda sells nuts and dried persimmons at the local open market. The family is involved in dairy business, as well. They own a milking cow and produce cheese. The cheese is sold in the nearby villages. In addition, the state provides Izolda and her husband with a retirement pension. Izolda works hard, but she still doesn’t have enough income to save or improve her family's living conditions.

Izolda requested a loan to repair her sleeping room, which is damaged and uncomfortable. With this loan she will be able to purchase building materials. Izolda and her husband will be able to spend their evenings after a hard day of work in a more comfortable environment. She hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,323,400
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Izolda to repair her sleeping room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 21, 2012
Currency Exchange Loss:
Jan 15, 2013