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Tuungane/kavumu Group
In this Group: Mapendo, Cekanabo, Mwavita, Nabita, Mawazo, Maombi, Baseme, Kadaba, Mukuzo, Beatrice, M'cubaka, Cibalonza, Ciza, Mangaza, Siuzike, Faida, Lufombo, Nkankolongo, Sifa, Lea, Fadhili, Namurhobo, Mawazo, Faida, Nabahogwerhe, Barhalemberwa, Nyanvura*, Nabintu*, Rehema*, Ntabanyere*
* not pictured
Mukuzo is president of the Tuungane credit group. She is a 35-year-old widow and mother of six children, four of whom are in school. Thanks to her father's savings, she has been selling staple products since she was a child. Currently on her seventh loan cycle with Hekima, she is requesting this loan in order to buy 170 kg of beans. She worries about insecurity in the area, but thinks that with Hekima's loan she will be able to go forward and rent her own bean warehouse.

Note on the photo: There are two mothers in the photo holding their babies.
La cliente Mukuzo est présidente du groupe de credit Tuungane. Agée de 35 ans est veuve et mère de 6 enfants dont 4 sont scolarisés. Elle est vendeuse des produits vivriers depuis son enfance grâce à l’épargne de son père; étant aujourd’hui au 7eme cycle de credit chez Hekima elle sollicite ce credit pour lui permettre l’approvisionnement de 170kg de haricots. Elle craint l’insécurité dans le milieu mais pense qu’avec le prêt de Hekima elle pourra aller de l’avant et louer son propre dépôt de haricot. Nous signalons deux cas des mamans qui portent leurs bébés sur la photos.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 15
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,961,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tuungane/kavumu Group's $4,100 loan helped a member to buy 170 kg of beans.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Aug 17, 2012
Currency Exchange Loss:
Dec 15, 2012