A loan of $1,025 helped to pay for labor costs.


Laurent's story

Laurent aged 45. He is married to a farmer and they both have eight children between the ages of 8 and 26. Only four of them attend school. He has requested a loan for use in the support of labor costs. He has been farming for six years. The profits from the business will be used to pay for medical insurance and to pay school fees for the children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details