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Mrs. Jamila lives in the village of Arrian; this is her second loan. She does embroidery by hand. According to Jamila, before taking a loan from the Kashf foundation their household situation was not very good, but when she started her own work and began to help her family, her family situation became much better.

She started this business at a very low level; she used to deliver her handmade products only within the village on occasion, but now she has established contacts with shopkeepers. To complete her current orders she needs pearls, thread, needles, etc. For this purpose she requested Kashf to provide a loan of 15,000 Pakistan Rupees (PKR).

She has a strong motive to enhance the living standards of her family and provide a good education and health facilities for them.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 368
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 94.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Jamila to buy pearls, thread, needles etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 21, 2012
Currency Exchange Loss:
Aug 18, 2013