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This is 38-year-old Salamatu. She is married and has three children aged 18, 16 and 13.

In 1999, Salamatu established her rubbers, clothes, slippers, jeans and jewelry business. She began her business because she wanted to generate income, educate her children and build houses. Working seven days a week and ten hours a day, she earns about Le 800,000 every month from this business.

She would like a loan of Le 4,500,000. Salamatu requires a loan for her to travel to neighboring countries in order to buy large quantities of clothing, rubber, slippers and jeans at discount prices.

In the future, Salamatu plans to import goods into the country and establish a business in a different part of the country. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Salamatu to buy more clothing, rubber, slippers and jeans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Aug 21, 2012
Currency Exchange Loss:
Jan 15, 2013