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This is 40 year old Foday. He is married, and has two children aged 15 & 18 years old. He has five additional dependents living with him. In 2002, Foday established his sand business. He began his business because he want his life to be comfortable with his family. Working sven days-a-week for 11 hours a day, he earns about Le 900,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Foday now requires a loan in order to buy a YAHAMA 2000 horse power engine to be used in the boat that he uses to transport the sand from one location to another by sea. In the future, Foday plans to erect another house, build more boats, and get more profits. He is thanking you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Foday to improve his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Aug 21, 2012
Currency Exchange Loss:
Oct 18, 2013