A loan of $1,500 helped to buy clothes, headbands, creams, cosmetics, etc.

Candelaria Aida's story

The “Artesanal” communal bank meets every two weeks in Jipijapa Canton, a canton known as the “Sultana of Coffee” because of the vast plantations of incomparably flavored coffee there, for its cuisine and for the warm-heartedness of its people.

Candelaria, 48, lives here. She’s separated but has four adult children two of which still live at home wither. She’s been in the communal bank for two-and-a-half years and likes it because of the help they’ve given her even though she does not have a husband to back her up.

She is a housewife who in order to earn income of her own to get ahead and not be dependent on anyone sells all types of clothes, costume jewelry, headbands and Yanbal products (beauty products, cosmetics, perfumery and women’s accessories). She works three days a week from two to three hours daily. She sells on credit and collects weekly. When she needs more merchandise she goes all the way to Guayaquil to stock up on more products. She’s been in this business for four years and does very well.

This loan is to buy clothes, headbands, perfume, creams and cosmetics, among other products. Her dream is to continue increasing her sale and profits.

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Translated from Spanish by Kiva volunteer Polliz

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