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Bartolo Teodoro
Bartolo is 54 years old. He makes bricks in his hometown of Libertad. He started at a young age and wants to try his luck in a business where he invests a little and earns a lot. Unfortunately this kind of trade is very difficult. He only works from very early in the day until midday when he then takes a rest. He prefers this way because the sun is strong and he tires very quickly. He spends five days a week in the quarry without interruptions. Bartolo’s work is difficult but his incentive is his five children who he would like to give a stable future. He is a widower, so they are his responsibility. With this loan he is requesting, he hopes to purchase sawdust, wood and water for the production of bricks. In the future, he would like to form a guild with his workmates in order to improve their work conditions.
View original language description ↓
Bartolo tiene 54 años y se dedica a la elaboración de ladrillos en su natal Libertad, empezó desde joven ya que quería probar suerte en una actividad en la que se invierta poco y gane mucho, lamentablemente este tipo de oficio es muy pesado, se gana pero también se trabaja. Realiza solo el trabajo desde muy temprano hasta el medio día en el que toma un descanso, prefiere así porque el sol es fuerte y se cansa más rápido, pasa en la cantera 5 días a la semana sin interrupciones. El trabajo que realiza Bartolo es pesado pero su aliciente diario son sus 5 hijos a quienes le gustaría dar un futuro estable, es viudo por lo que su responsabilidad está con ellos. Con el préstamo que solicita espera comprar aserrín, leña y agua, para la elaboración de los ladrillos. Le gustaría en un futuro formar un gremio con sus compañeros para mejorar sus condiciones de trabajo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Bartolo Teodoro purchase sawdust, wood and water.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Aug 26, 2012
Currency Exchange Loss:
Jul 17, 2013