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Ana Ruth
Ana Ruth is 49 years old. She lives with her life companion Luis and her son Eduardo in their own home.

She works selling handicraft paintings, partitions, decorated tiles, and other items. She has had the business for several years and has gained experience in sales that allows her to perform quality work. She sells from home in a very busy area of people and so has many customers who prefer her for the quality product, for the good prices and for the unequaled service.

Ana is an enterprising woman, energetic, and an idealist who wants to get ahead by her own merits and not rest until she wins a more prosperous future. In recent months she had some losses but she wants to recover and try some new methods for her product but she needs capital for a new investment and this is why she is asking Integral for a loan which will permit her to buy tiles, wood, paint, varnish, etc.

Ana Ruth has good payment references and she is sure she can pay the debt and at the same time she is confident that she can offer her family a fulfilling life.
View original language description ↓
Ana Ruth de cuarenta y nueve años de edad vive junto a su compañero de vida Luis y su hijo Eduardo en casa propia; ella se dedica a la venta de artesanías cuadros, separadores, tejas decoradas entre otros, tiene varios años de tener el negocio y se ha hecho de mucha experiencia en las ventas que le permite realizar una labor de calidad, la venta esta ubicada en su vivienda en una zona muy concurrida de personas, ya tiene mucha clientela la prefieren por el producto de calidad, por los buenos precios y además por el servicio inigualable; Ana es una mujer emprendedora, enérgica, y soñadora quiere salir adelante por sus propios méritos y no descansara hasta ganarse un futuro mas prospero, en los últimos meses tuvo algunas perdidas pero desea recuperarse e innovar con su producto, pero necesita de capital para una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar tejas, madera, pintura, barniz, etc. Ana Ruth tiene buenas referencias de pago es responsable y asegura que pagara la deuda y a la vez tiene confianza que podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 677
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ana Ruth to buy tiles, wood, paint and varnish for her handicraft business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 25, 2012
Currency Exchange Loss:
Jul 20, 2013