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Víctor Manuel
Victor Manuel, 44, lives with his partner and his children. He makes his living buying and selling scrap materials such as aluminum and iron among others things. His has been in this business for several years and this has given him very good experience in sales. He trades in all of the surrounding areas near where he lives and he has many customers that prefer him because of his excellent service and good prices. Victor is an enterprising man dedicated to his work. He is always looking to get ahead and for ways that will pave the way to success.

Like every trader, he would like to increase his sales because this is the only way that his earnings will grow. He would like to double the investment in his business, but to do this he needs capital which is why he is asking for a loan from INTEGRAL that will allow him to buy iron, aluminum, etc. Victor Manuel has good repayment references and ensures that he can pay off the debt. At the same time, he has faith that he will be able to give his family a better quality of life.
View original language description ↓
Víctor Manuel de cuarenta y cuatro años de edad vive junto a su compañera de vida y sus hijos, el se dedica a la compra y venta de chatarra, como aluminio, hierro entre otros, tiene varios años con el negocio y eso le ha dado muy buena experiencia en las ventas, comercia en todas las zonas aledañas a donde reside y ya tiene mucha clientela que lo prefieren por su excelente servicio y los buenos precios; Víctor es un hombre emprendedor dedicado a su labor siempre esta dispuesto a salir adelante buscando alternativas que le abran camino al éxito, como todo comerciante desea acrecentar su venta porque solo así aumentaran sus ganancias, quiere duplicar la inversión pero para ello necesita de un capital que lo respalde por eso le solicita a INTEGRAL un crédito que le permita comprar hierro, aluminio, etc. Víctor Manuel tiene buenas referencias de pago, asegura que podrá cancelar la deuda y a la vez tiene fe que podrá ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,794,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Víctor Manuel to buy iron and aluminum wholesale for his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2012
Aug 25, 2012
Currency Exchange Loss:
Feb 21, 2014