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Jose Felix

Update on Jose Felix

Jose belongs to the “Unidos para el Triunfo" communal bank. The bank is located in Cusco district, which is part of the province and department of Cusco.

The borrower continues with his business of making candles. He has been in this business for years, which is going well, thanks to the effort he devotes to it each day.

José makes various sizes and styles for the various engagements where they are requested, such as patron saint's fiestas, masses and other occasions.

The borrower is a responsible and enterprising person, and this is how he gets ahead in life.

The borrower is requesting the loan to buy materials for his business, such as paraffin.

José is grateful to those who form part of this dream in this way, and promises to make his installment payments on time.
View original language description ↓
El socio pertenece al banco comunal “UNIDOS PARA EL TRIUNFO”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

El socio es el Sr. Jose;el socio continua con su negocio de fabricacion de velas,el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,el socio elabora diferentes tipos de tamaño y modelos para los distintos compromisos que le solicitan como fiestas patronales , misas entre otros,el socio es una persona responsable y emprendedor siendo de esta manera que el socio sale adelante.

El socio solicita el préstamo para la compra de materiales para su negocio como parafina.

El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

José, 53, is a member of the “UNIDOS PARA EL TRIUNFO” (United for Success) communal bank which is located in Cusco district which is part of Cusco province, Cusco department. He is single. He alternates his daily chores with candle making. He has been in this business for years and it’s the ... More from Jose Felix's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Felix to buy materials for his business such as paraffin.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 24, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Jose Felix. It was first posted on Kiva on Dec, 2010. Learn More