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Tamriko is 20 years old and lives in a small village of Ozurgeti district. She lives with her husband, parents-in-law, brother-in-law, and 4-year-old son. Tamriko’s husband, Zurab, works as an artisan. Her mother-in-law is provided with a retirement pension.

Tamriko runs the agricultural business with her family members. They have a large plot of agricultural land, where citrus, maize and nuts are grown. The family sells their agricultural production locally.

Besides her agricultural activities, Tamriko has operated an animal husbandry business. In particular, she owns a milking cow and two calves. She is very hard-working and tries to do the best for the family.

Tamriko requested a loan to purchase a plot of land. She plans to expand her agricultural business through planting additional nut trees. After several years, Tamriko will be able to double her nut production and sales.

With this loan, the income of the family will significantly increase. All members of the family will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Tamriko to purchase a plot if land.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Aug 20, 2012
Currency Exchange Loss:
Jul 17, 2013