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Fatou's Group
In this Group: Fatou, Adama, Ounane, Ndoumbe, Adama, Astou Malick, Khady, Amy, Khady, Aida*, Ndeye, Binta, Astou, Aby*, Amy, Maye, Arame, Amy
* not pictured
Ms. Arame is a widow, 55 years old, and the mother of seven children, 2 girls and 5 boys. She has been a member of the 'banc villageois' since February 1, 2000. Her group is composed of women living in the same village who are all active in commerce. In the photo, she is standing at the far right with her hand raised and dressed in white.

Ms. Arame works in small-scale commerce selling a variety of goods. Her new loan of 200,000 francs will enable her to acquire peanut oil and some spices that she is going to sell retail in her district. The profits enable her to save money at the 'banc villageois', cover expenses, and meet her family's health care needs.
View original language description ↓
Madame Arame est une femme veuve âgée de 55 ans et mère de sept enfants dont 2 filles et 5 garçons.
Elle est membre du banc villageois depuis 01/02/2000. Son groupe est composé de femmes qui habitent le même village s'activant toutes dans le commerce.
Elle est debout à l’extrême droite de la photo la main levée habillée en blanc. Arame fait du petit commerce par la vente de produits divers.
Son nouveau crédit de 200000 francs lui permettra de se procurer de l’arachide de l'huile et des épices qu'elle va revendre au détail au niveau de son quartier. Les bénéfices lui permettent d'épargner au niveau du banc villageois de prendre en charges les dépenses et les besoins sanitaires de sa famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,758,125
    Funds lent in using Kiva
  • 533.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fatou's Group's $5,350 loan helped a member to purchase peanut oil and some spices to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2012
Sep 1, 2012
Currency Exchange Loss:
Feb 20, 2013