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Lach is a 47-year-old married woman who has been raising piglets as her main source of income for ages, followed by a rice farming business.

When the piglets mature, she usually sells them to butchers who come into her village. For additional income, Lach owns a general store, selling a mixture of various things in front of her house.

Another main income is from her spouse, who is operating a firewood-trading business. He typically generates about 7.20 USD per day. Lach has five children: the oldest one is already married; two of them have jobs while the other two are still attending school. She needs to pay daily allowances for her two school-aged children.

As of now, Lach would like to borrow 1,500 USD to purchase two buffaloes for farming tasks as well as for pulling the firewood trailer.

She hopes to improve her family-owned businesses and yield more revenue to ensure a good living standard for her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 169
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Lach to purchase two buffaloes for farming as well as for pulling a firewood trailer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Sep 1, 2012
Currency Exchange Loss:
Mar 17, 2014