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Zacarias is married and is the father of eight children, four of whom go to school. He lives in his own home with his family and also supports two granddaughters that live with him. He is a member of the military and also has his own business. He will use this loan to buy construction materials (zinc sheets, beams, a door, cement, etc.) to continue work on his home. In the future, he hopes to finish his home and to acquire a truck to transport his products to his business. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is increasing his work pace so he can increase his income.
View original language description ↓
Casado e pai de 8 filhos dos quais apenas 4 ainda frequentam a Escola, vive na casa própria com a sua família e sustenta mais 2 netas que vivem com ela.
É militar e negociante dono do próprio negócio. Com este empréstimo pretende comprar material de construção (chapas de zinco, barrotes, porta, cimento, e outros) para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e adquirir um camião para o transporte dos produtos para o seu estabelecimento, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é aumentar o ritmo do seu negócio para aumentar mais o seu rendimento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $2,931,625
    Funds lent in using Kiva
  • 28.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zacarias to buy construction materials (zinc sheets, beams, a door, cement, etc.) to continue work on his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 1, 2012
Currency Exchange Loss:
Jun 19, 2013